In the current UK system the age at which you will receive your state pension is set to rise to 67. Can you imagine having to work until you are 67 until you receive your state pension?
UK government reforms will see pension ages equalised – that is the male and female age will be the same – at 65 by December 2018. The state pension age will then increase to 66 by October 2020, and the UK government also plans a further increase to 67 between 2026 and 2028. That’s a whopping increase from 60 to 67 years of age for women of working age today!
Shockingly under successive Westminster governments life expectancy is shorter in Scotland than other parts of the UK, the Scottish Government proposes that with a Yes vote an Independent Commission would review the proposed increase to 67. The likelihood is that a lower retirement age would be retained by an independent government to reflect lower life expectancy. That possibility will be lost without a Yes vote next year.
Of course many people are asking what about my pension will I still get the same as I get now? On independence, people living in Scotland will be entitled to the Scottish State Pension based on years of national insurance credits built up in the UK. From that point onwards, entitlement built up in Scotland will accrue to the Scottish State Pension. It is estimated that the basic state pensions will be at least £118.60 in 2016/17. The Scottish Government has guaranteed that this will then be uprated each year by a “triple lock” in the years after independence.
The UK single-tier pension is estimated to be worth £158.90 by 2016/17. The Scottish Single Tier Pension will be at least £160 per week (or match the UK rate if that is higher). It will also be uprated each year by a “triple lock”.
And if you’re wondering what a triple lock is, it’s not some WWE(F) manoeuvre it means pensions will increase by the highest of either: average earnings increases, CPI or 2.5%.
I don’t want to live in a country that makes me work until I drop. Only a yes vote will see us change this.
#100days #100words #day2
In Scotland we more than pay our own way. One of the most frequently asked questions you will have heard is ” how will we afford it ?”. According to Government figures in 2012 Scots paid £56.9bn in tax. That works out at £10,700 per person. However the UK as a whole people paid only £9000 per head in tax. In fact in the last 30 years the average tax receipt per person in Scotland has been higher than the rest of the UK.
Therefore clearly financially we can afford to be independent as we absolutely generate enough taxation in Scotland to sustain a country of our size. The question is do you want to vote #yes so that the money we generate in tax is spent on what those who live and work here want it spent on? Or vote no to continue giving our money to Westminster and let them decide what we want it spent on?
Indy Ref: over the last weeks lots of people have said to me ” they want to vote yes but need to know why they should” so I’ve decided to give you one word a day from now until September 18th. Each with an explaination. 100 words 100 reasons to vote #yes #100reasonsforyes
I believe that the closer decisions are made to where they impact upon the most the better that decision is. It is fundamentally better for Scotland if all decisions for our country are made by the people that care most about Scotland. That is the people that live and work in Scotland.
This principle can perhaps be better understood if we think locally. Most of you will live in Inverclyde. We elect local councillors to form an administration. All of them live in Inverclyde. Therefore each and everyone of them make every decision with only 1 thing at heart, the best interest of Inverclyde. Could you imagine if all the decisions about our local schools, roads, houses and how we spent our budget etc where made by councillors in Aberdeen or Dumfries ( same goes for people living there vice versa) ? So why should decisions that effect Scotland as a whole be made over 500 miles away in London by people whom many of them have never even been to Scotland?
Vote Yes for DEMOCRACY